December 1, 2023

What Happens If You Don’t Show Up to Court for Debt Collection?

Debt collection can be a stressful experience, especially if you are being taken to court. You may be wondering what will happen if you don’t show up to court for debt collection. Well, the short answer is that it’s not a good idea to skip your court hearing.

Here’s what you need to know about what happens if you don’t show up to court for debt collection:

The Court Can Enter a Default Judgment

If you don’t show up to court for debt collection, the court can enter a default judgment against you. This means that the court will automatically rule in favor of the creditor or debt collector, without hearing your side of the story.


A default judgment can have serious consequences. It can give the creditor or debt collector the right to garnish your wages, freeze your bank account, or put a lien on your property. It can also damage your credit score and make it harder to get credit in the future.

You May Face Contempt of Court Charges

If you don’t show up to court for debt collection, the judge may hold you in contempt of court. This means that you have disobeyed a court order or shown disrespect for the court.

Contempt of court is a serious offense. You may be fined, jailed, or both. You may also have to pay the creditor’s or debt collector’s legal fees.

Your Options If You Can’t Make It to Court

If you can’t make it to court for debt collection, you should try to contact the court as soon as possible. You may be able to request a continuance, which is a delay in the court hearing.

To request a continuance, you will need to file a written request with the court. You will need to explain why you can’t make it to court and provide any supporting documentation, such as a doctor’s note or travel itinerary. The court will then decide whether to grant your request.

If you can’t request a continuance, you may want to consider hiring a lawyer to represent you in court. A lawyer can help you prepare your case and argue on your behalf.


In conclusion, it’s important to show up to court for debt collection. If you don’t show up, the court can enter a default judgment against you, and you may face contempt of court charges. If you can’t make it to court, you should try to request a continuance or hire a lawyer to represent you. By taking these steps, you can protect your rights and avoid the serious consequences of not showing up to court.

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