# Progressive Debt Relief Complaints
If you’re considering using the services of Progressive Debt Relief, you may be wondering about the company’s reputation and any complaints that have been lodged against them. In this article, we’ll take a closer look at Progressive Debt Relief and any complaints that have been made about the company.
## Who is Progressive Debt Relief?
Progressive Debt Relief is a debt relief company that offers debt settlement services to consumers who are struggling with unsecured debt. The company was founded in 2005 and is based in San Diego, California. Progressive Debt Relief claims to have helped thousands of consumers settle their debts for less than what they owe.
## What is Debt Settlement?
Debt settlement is a process where a debtor negotiates with their creditors to settle their debts for less than what they owe. Debt settlement can be an effective way for consumers to get out of debt, but it can also be risky and costly.
## Complaints Against Progressive Debt Relief
Like any debt relief company, Progressive Debt Relief has received its share of complaints over the years. Some of the most common complaints against Progressive Debt Relief include:
### Misleading Advertising
Some consumers have complained that Progressive Debt Relief’s advertising is misleading. For example, the company’s website claims that consumers can “reduce your debt by up to 50%.” However, this claim is not guaranteed and may not be achievable for all consumers.
### High Fees
Debt settlement companies typically charge fees for their services, and Progressive Debt Relief is no exception. However, some consumers have complained that the fees charged by Progressive Debt Relief are too high. It’s important for consumers to understand exactly what fees they will be charged before signing up for any debt relief program.
### Unresponsive Customer Service
Some consumers have reported that Progressive Debt Relief’s customer service is unresponsive or difficult to reach. This can be frustrating for consumers who need help with their debts.
### Negative Impact on Credit Score
Debt settlement can have a negative impact on a consumer’s credit score, as the process involves not paying debts in full. Some consumers have complained that Progressive Debt Relief did not adequately explain the potential impact on their credit score.
## How to Choose a Debt Relief Company
If you are considering using a debt relief company like Progressive Debt Relief, it’s important to do your research and choose a reputable company. Here are some tips to help you choose a debt relief company:
### Check the Company’s Reputation
Before choosing a debt relief company, check their reputation with the Better Business Bureau (BBB) and other consumer watchdog organizations. Look for any complaints or negative reviews.
### Understand the Fees
Make sure you understand exactly what fees you will be charged before signing up for any debt relief program. Ask the company to provide a clear breakdown of all fees and charges.
### Ask about Potential Impacts on Credit Score
Debt settlement can have a negative impact on your credit score, so it’s important to understand this before signing up for any debt relief program. Ask the company to explain how debt settlement may impact your credit score.
### Consider All Your Options
Debt settlement may not be the best option for everyone. Consider all your options, including debt consolidation loans, credit counseling, and bankruptcy.
## Conclusion
Progressive Debt Relief is a debt settlement company that has helped many consumers settle their debts for less than what they owe. However, like any debt relief company, Progressive Debt Relief has received its share of complaints over the years. If you are considering using a debt relief company, it’s important to do your research and choose a reputable company that will help you achieve your financial goals.
