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Is National Debt Relief Legit? A Comprehensive Review
As the name suggests, National Debt Relief is a company that promises to help clients eliminate their debt. With its debt settlement, debt consolidation, and credit counseling services, National Debt Relief claims to be a leading provider of debt relief solutions in the United States. But the question that many people ask is, is National Debt Relief legit? In this article, we will provide a comprehensive review of National Debt Relief to help you understand its legitimacy.
Introduction to National Debt Relief
National Debt Relief is a debt settlement company founded in 2009 and headquartered in New York City. The company is accredited by the Better Business Bureau (BBB) with an A+ rating, and it has received positive reviews on several online platforms. National Debt Relief serves clients who have unsecured debt, such as credit card debt, medical debt, and personal loans.
According to the company’s website, National Debt Relief has helped over 100,000 clients settle over $1 billion in debt. The company’s services are available in all 50 states in the United States, and it offers a free consultation service to help clients assess their debt situation.
Debt Settlement Services
National Debt Relief’s debt settlement service involves negotiating with creditors on behalf of clients to settle their debts for less than the full amount owed. The company works with clients to create a budget based on their income and expenses to determine how much they can afford to offer their creditors. National Debt Relief then contacts creditors to negotiate a settlement agreement.
The company’s debt settlement service can help clients get out of debt faster and at a lower cost than if they were to pay off their debts through regular payments. However, debt settlement also has its share of risks. Some creditors may not be willing to negotiate, and debt settlement can negatively impact clients’ credit scores.
Debt Consolidation Services
National Debt Relief also offers debt consolidation services, which involve combining multiple debts into one monthly payment. With debt consolidation, clients can simplify their debt payments, reduce their interest rates, and potentially lower their monthly payments.
National Debt Relief works with clients to identify the best debt consolidation option for their unique situation. The company may recommend a debt consolidation loan, balance transfer credit card, or a home equity loan. Debt consolidation can be a good option for clients with multiple high-interest debts and who are looking to simplify their debt payments.
Credit Counseling Services
National Debt Relief’s credit counseling services involve providing clients with education and guidance on managing their finances. Credit counseling can help clients create a budget, prioritize their debt payments, and develop a debt management plan.
National Debt Relief’s credit counseling services are provided by certified credit counselors who have experience helping clients manage their finances. Credit counseling can be a good option for clients who are struggling with debt and need guidance on how to get their finances back on track.
Is National Debt Relief Legit?
With so many debt relief companies claiming to offer the best solutions to help clients get out of debt, it’s important to determine the legitimacy of National Debt Relief. Here are some of the reasons why we believe National Debt Relief is a legit company.
Accreditation and Reputation
National Debt Relief is accredited by the Better Business Bureau (BBB) with an A+ rating, which is the highest rating possible. The company has also received positive reviews on several online platforms, including Trustpilot and Consumer Affairs. These accreditations and positive reviews suggest that National Debt Relief is legit and has a good reputation among its clients.
No-Risk Guarantee
National Debt Relief offers a no-risk guarantee for its debt settlement services. The company promises that clients will not be charged any fees if National Debt Relief is unable to negotiate a settlement with their creditors. This guarantee demonstrates that National Debt Relief is confident in its ability to negotiate with creditors and help clients get out of debt.
Transparency and Education
National Debt Relief provides clients with transparency and education on its services and fees. The company discloses its fee structure upfront and provides clients with a clear understanding of how much they will pay for its services. National Debt Relief also offers a free consultation service to help clients understand their debt relief options. This transparency and education suggest that National Debt Relief is a legit company that values its clients’ understanding of its services.
FAQs
Q: Are there any risks associated with debt settlement?
A: Yes, debt settlement has its share of risks. Some creditors may not be willing to negotiate, and debt settlement can negatively impact clients’ credit scores.
Q: Does National Debt Relief charge upfront fees?
A: No, National Debt Relief does not charge upfront fees for its debt settlement services. The company only charges fees after it has successfully settled a client’s debt.
Q: Does National Debt Relief offer a money-back guarantee?
A: National Debt Relief offers a no-risk guarantee for its debt settlement services. The company promises that clients will not be charged any fees if National Debt Relief is unable to negotiate a settlement with their creditors.
Conclusion
National Debt Relief is a legit debt relief company that offers debt settlement, debt consolidation, and credit counseling services. The company is accredited by the Better Business Bureau (BBB) with an A+ rating, and it has received positive reviews on several online platforms. National Debt Relief provides clients with a no-risk guarantee for its debt settlement services and offers transparency and education on its services and fees. If you are struggling with debt, National Debt Relief may be a viable option to help you get your finances back on track.
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Article Summary:
National Debt Relief is a debt settlement, debt consolidation and credit counseling company based in New York City that offers services to clients who have unsecured debt such as personal loans, credit card debt and medical debt. The company has an A+ rating with the Better Business Bureau and has settled $1 billion of debt for over 100,000 clients. National Debt Relief’s debt settlement services involve negotiating with creditors on behalf of clients to settle their debts for less than the full amount owed, and the company also offers debt consolidation services and credit counseling to clients. The company offers transparency and education on its services and charges no upfront fees for its debt settlement services.
