December 1, 2023

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One of the challenging parts of running a successful business is collecting debts owed to you by your customers. As a business owner, it is imperative to maintain healthy cash flow by settling your receivables as quickly as possible. Debt collection agencies have become an essential component for businesses to retrieve their unpaid invoices.

Credence Debt Collector is one among many debt recovery agencies that specialize in debt collection. They are licensed in all 50 states and have amassed a reputation for successful debt recoveries. In this article, we will be taking an in-depth look into what Credence Debt Collector does, their processes, and how they can help you recover the debts owed to you.


Who is Credence Debt Collector?

Credence Debt Collector is a private debt recovery agency that operates in the United States. They specialize in commercial debt collection and have been in operation for over 35 years. Credence Debt Collector uses a team of professional debt collectors to track down debtors and recover overdue balances.

HTML Heading: How Does Credence Debt Collector Work?

Credence Debt Collector is a debt collection agency that employs proven methods to recover your unpaid debts. When you submit a debt to Credence, their team of professional debt collectors pursue the debt. The following are the steps the debt collection process follows:

Step 1: Account Review and Acceptance

Credence Debt Collector analyses and reviews the account to determine if the account is suitable for collection. Upon acceptance, a letter is drafted and mailed to the debtor advising them that their account has been submitted to a collection agency.

Step 2: Contacting the Debtor

Upon accepting your account, Credence Debt Collector initiates contact with the debtor. They will attempt to reach the debtor through various communication channels, including email, phone, and mail. During the phone calls, the debt recovery team will negotiate with the debtor to reach a payment arrangement.

Step 3: Documentation and Payment Arrangement

If the debtor agrees to a payment arrangement, Credence Debt Collector will document the arrangement and send a copy to the debtor for their acceptance. Once a payment arrangement is agreed upon, the debtor is given the option of settling the debt via check, electronic payment, or credit card payment.

Step 4: Monitoring and Reporting

Once the debtor has agreed to the payment arrangement, Credence Debt Collector monitors the debtor’s payments and sends monthly reports to the creditor. This ensures that the creditor is abreast of any late payments or missed payments.

HTML Heading: Why Choose Credence Debt Collector for Your Debt Collection Needs?

Choosing the right debt collection agency can be a daunting task, but there are several reasons why you should consider Credence Debt Collector for your debt collection needs. Here are some of the benefits of choosing Credence Debt Collector:

1. Professional Team

Credence Debt Collector employs professionals who possess the necessary skills and expertise required in debt collection. They handle your case with utmost professionalism and use their knowledge to negotiate with debtors.

2. Result-Oriented

Credence Debt Collector’s primary goal is to recover your unpaid debts. They employ tried and tested methods and techniques to retrieve your money from your debtors.

3. Licenced in all 50 states

Credence Debt Collector is licensed to operate in all 50 states in the United States. This means that they can follow up on your unpaid invoices regardless of where your debtor resides.

4. Outstanding Customer Service

Credence Debt Collector prioritizes your satisfaction and ensures that you are updated throughout the debt recovery process. They keep you informed of any developments regarding your unpaid debt.

HTML Heading: FAQs

Q: How long does the debt collection process take with Credence Debt Collector?

A: The time frame varies depending on several factors, including the amount owed, debtor’s willingness to pay, and other factors. However, most of their clients report receiving their monies back within 90 days of submission.

Q: How does Credence Debt Collector charge for their services?

A: Credence Debt Collector charges a percentage of the amount recovered. It is typically between 10% – 35% depending on the amount owed.

Q: Are there any hidden fees?

A: No, Credence Debt Collector does not charge any hidden fees. All their fees are disclosed upfront before they embark on any debt recovery.

Q: Do I need to submit multiple debts owed to Credence Debt Collector?

A: No, a single debt can be submitted to Credence Debt Collector for recovery.


In summary, Credence Debt Collector is a reliable debt collection agency that specializes in debt collection. They employ professional debt collectors who utilize proven techniques and methods to retrieve debt owed to businesses. Credence Debt Collector is licensed to operate in all states across the United States and has a track record for successful recoveries. By choosing them for your debt collection needs, you can relax knowing that your unpaid debts will be recovered in a timely, efficient, and professional manner.

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Article Summary:

Credence Debt Collector is a private debt recovery agency that operates in the United States, specializing in commercial debt collection. Their professional debt collectors use proven methods to recover unpaid debts. The debt collection process involves account review and acceptance, reaching out to debtors, documentation and payment arrangement, and monitoring and reporting. The agency is licensed to operate in all 50 states and offers outstanding customer service. Credence Debt Collector charges a percentage of the amount recovered, typically between 10-35%. They are a reliable option for businesses looking to recover their unpaid debts.

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